(Senior) AFC Audit Manager (m/f/d)

Team Raisin is currently creating a Group Internal Audit function with the primary role to help the Management to protect the assets, reputation and sustainability of the international organization. The Group Internal Audit function is to provide independent, objective assurance and consulting services designed to add value and improve operations of Raisin. The Group Internal Audit team will help Raisin accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes. For this reason Group Internal Audit builds a strong team of skilled, experienced and motivated internal auditors, who are willing to be challenged. If you are ready to shape the future of this newly-formed Group Internal Audit team and be part of an incredible success story, come and join us. Your Responsibilities

• Audit Execution: Conduct audits as per the annual audit plan. Experience in AML and other regulations combating financial crime and relevant standards and frameworks is highly appreciated. In addition, you will have the chance to develop and form the audit function within Raisin Group.
• Compliance and Risk Assessment: Evaluate the adequacy and effectiveness of controls, procedures, and systems to ensure compliance with statutory and regulatory requirements.
• Reporting and Recommendations: Prepare detailed reports on audit findings, recommend improvements, and monitor the implementation of audit recommendations.
• Stakeholder Engagement: Collaborate with various internal stakeholders, including risk management, and compliance teams, to ensure alignment on governance and compliance issues.
• Audit Project Management: Manage and coordinate internal and external audits, ensuring timely and thorough execution of audit plans.
• Management reporting: Prepare quarterly and annual reporting to Senior Management and presentations for relevant Committees.
• Deputy the Head of Internal Audit.

Your Profile

• Educational Background: Degree in Business Administration, Law and Economics or related fields. Advanced degrees or certifications (e.g., CMAS, CIA or similar) are highly appreciated.
• Professional Experience: A minimum of 8 years experience in auditing, governance, risk, and compliance, ideally within the international financial services industry, including working experience within the Fintech industry is desired. Knowledge in outsourcing/ service provider management/ audit is very welcome.
• Regulatory Knowledge: In-depth understanding of BaFin specific regulation e.g. MaRisk as well as EBA guidelines with focus on anti financial crime is highly desired.
• Interpersonal skills: Strong communication abilities with experience in stakeholder management and the capacity to mediate between different interests effectively.
• Language skills: Good English language skills. German and other European languages are a plus.

Join our mission, join our team - and grow with us! As part of the strong Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank with the flexibility and innovative power of a start-up.
Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop yourself further, you have come to the right place! In our agile fintech environment, you have the opportunity to work in an international team and gain new experiences. We offer:

• Personal training budget of €2000 and access to Babbel for continuous learning.
• Exciting cooperation partners and projects in the banking and start-up scene.
• Fully cloud-based banking-as-a-service platform.
• Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
• Dynamic environment, short distances, agile working methods.
• Flexible working hours and 30 days holiday including Christmas Eve and New Year's Eve.
• Promotion of company pension schemes and capital-forming benefits.
• Travel allowance (RMV).
• Meal allowance for daily lunch.
• A diverse team of experts to learn from and inspire each other.

Apply for this job About us

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.