Senior Product Manager, KYC and AML

In today's digital-first financial landscape, businesses expect instant access to spending tools while regulators demand rigorous compliance. At Spendesk, we're transforming traditional KYC onboarding into a competitive advantage - enabling customers to quickly access our payment methods, while maintaining the highest standards of security and compliance. We are heavily leveraging AI to accelerate this transformation. As Senior Product Manager, KYC (Know your customer) and AML/CFT (AML: Anti-Money laundering, Counter the Financing of Terrorism), you will own the end-to-end design and development of customer risk management. From reimagining onboarding flows and risk scoring to transaction monitoring and regulatory reporting, you'll lead a high-performing squad building our multi-jurisdictional KYC infrastructure from Onboarding, Monitoring, off-boarding and regulatory reporting. Working closely with Spendesk Financial Services (SFS) and external banking partners, you'll ensure our compliance infrastructure meets evolving regulatory requirements while supporting rapid business growth. Reporting to the Group Product Manager, Payments, you will drive compliance scalability across markets while contributing to Spendesk's regulatory strategy.

Key Responsibilities

• Define and execute the KYC/AML product vision and strategy with Spendesk Financial Services (SFS), ensuring alignment with company objectives.
• Drive innovation in customer due diligence and risk monitoring, balancing user experience, regulatory requirements, and risk appetite.
• Own the product roadmap, setting clear and actionable goals that drive measurable impact while ensuring close alignment with SFS governance and operational efficiency objectives.
• Proactively identify, test, and implement enhancements to ensure they remain effective, scalable, and aligned with regulatory expectations.
• Leverage data and analytics to optimise cost, risk detection, reduce false positives, and monitor key compliance metrics.
• Embed Compliance by design, ensuring Spendesk Financial Services meets AML/CFT regulations.
• Work closely with Risk, Compliance and Operations teams to implement and maintain effective customer risk assessment frameworks.
• Drive continuous improvement in KYC onboarding conversion rates while maintaining robust risk controls.
• Lead vendor selection and integration strategy for identity verification providers, screening databases, and monitoring tools.
• Optimise cost efficiency across verification methods while maintaining high compliance standards.

What we're looking for

• Minimum of 5+ years of experience in Product Management, with 3+ years specifically in KYC/AML infrastructure.
• Deep understanding of compliance frameworks, identity verification technologies, and regulatory reporting requirements.
• Proven experience launching and scaling compliance products in a regulated environment across multiple markets.
• Solid understanding of AI Models, its applications, experience or interest on applying AI in product.
• Strong expertise in financial crime prevention, risk scoring methodologies, customer due diligence processes, financial crime typologies, mitigation strategies, FATCA/CRS.
• Excellent stakeholder management skills, with experience working cross-functionally in a fast-paced environment.
• Strong analytical and problem-solving skills, with experience using data to drive decision-making.
• Experience with API-first architectures and compliance technology integration.
• Familiarity with data protection standards (GDPR) and emerging compliance technologies.
• Strong understanding of the competitive landscape and emerging trends in RegTech.
• Communication: Fluent in English. French is a plus.

What we offer

• The opportunity to shape the future of Spendesk's compliance infrastructure in a high-growth, category-defining company.
• A collaborative, international work environment where innovation and ownership are valued.
• A strong team culture focused on regulatory excellence, continuous learning, and high performance.
• Competitive compensation, benefits, and opportunities for professional development.
• If you are an experienced product professional with a passion for customer onboarding, compliance, risk management, and driving meaningful impact in financial services, we'd love to hear from you! 🚀

As we are an international team, please submit your application and CV in English. About Spendesk Spendesk is the AI-powered spend management and procurement platform that transforms company spending. By simplifying procurement, payment cards, expense management, invoice processing, and accounting automation, Spendesk sets the new standard for spending at work. Its single, intelligent solution makes efficient spending easy for employees and gives finance leaders the full visibility and control they need across all company spend, even in multi-entity structures. Trusted by thousands of companies, Spendesk supports over 200,000 users across brands such as SoundCloud, Gousto, SumUp, and Bloom & Wild. With offices in the United Kingdom, France, Spain and Germany, Spendesk also puts community at the heart of its mission. For more information: www.spendesk.com/press About our people & culture We believe that people do their best work when they’re given the freedom to thrive and grow. That’s why liberation is at the core of everything we do. We empower Spendeskers to take ownership of their work, to navigate ambiguity, and seize every opportunity. Spendeskers come from all over the world (35+ countries and counting!) but we have plenty in common: we're bold, ever-curious, committed to kindness, and tackle every challenge with a positive mindset. About our benefits Our culture is built on trust, empowerment, and growth — with benefits to match! - Flexible remote policy - Lunch 60% funded by Spendesk (Swile Card) - Alan Premium health insurance - A Gymlib pass to let off steam after a productive day at work - Access to Moka.care for emotional and mental health wellbeing - Access to Vendredi allowing us to change the world - Latest Apple equipment - Great office snacks to fuel your day - A positive team to work with daily! Diversity & Inclusion At Spendesk, we're committed to fostering an environment where all differences are encouraged, supported and celebrated. We're building our culture for everyone, with everyone. Our goal is to attract and build a diverse, equal and inclusive team, where everyone feels welcome and we truly embrace and encourage people from all backgrounds to apply.