Underwriter, Germany (m/w/d)

About us

Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.

Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.

About the role

In this role, you will be responsible for driving profitable business from an assigned group of brokers in Germany and partnering closely with our Sales organization. You will underwrite and manage products across Coalition’s portfolio while serving as a trusted partner to brokers and customers in the German market. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen, and a relationship-first approach.

Responsibilities

• Underwrite new and renewal accounts within authority, while maintaining alignment to underwriting guidelines, risk appetite, carrier requirements, and applicable German market expectations.
• Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers in Germany, becoming a trusted underwriting partner in the market.
• Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition’s workflows and governance standards.
• Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
• Handle more nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
• Partner with Sales, Product, Claims, CPU, and Coalition’s security team to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
• Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting in Germany.
• Regular travel required for broker relationship management, client meetings, broker education, and market development activity across Germany.

Skills and Qualifications

• Typically 3–6+ years of underwriting or related experience, including meaningful exposure to cyber, technology E&O, or other complex specialty risks.
• Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
• Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
• Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
• Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
• Familiarity with the German broker landscape and commercial insurance market.
• Professional fluency in German and English.

Perks

• Full time employment contract in Germany
• 30+ paid vacation days
• Position based in Germany, in full remote work setup
• Annual home office stipend + access to coworking spaces
• Mental & physical health wellness programs
• Competitive compensation and opportunity for advancement

*This job posting is open to all genders.

Why Coalition?

Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.

We’re always looking for collaborative, inquisitive individuals to join #OurCoalition.

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Privacy Notice

Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.

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Safe Hiring Notice

All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you’ve been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).

Anti-Discrimination Notice

Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.

Accommodations

Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.

To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.