• Locations
    • New York
    • San Francisco
  • Date Posted
  • Jun. 22, 2021
  • Function
  • Legal
  • Sector
  • Fintech

At Nova Credit, we’re on a mission to make financial access easier, no matter where you’re from or where you go. We’ve built a platform that enables lenders to access a single, predictive cross-border credit database to help underwrite immigrants and other global citizens.  In effect, we are the first global infrastructure for financial identity to seamlessly move around the world. We’re passionate about financial inclusion, and committed to building a diverse and fulfilling work culture.

Nova Credit’s legal & compliance team is focused on helping Nova Credit grow while guiding the company through our legal, contractual and regulatory obligations.  As a company working in a highly regulated industry, the legal & compliance team is an essential part of Nova Credit’s business and strategy.  The legal & compliance team works cross functionally and you will be relied on for your legal and commercial acumen and have broad exposure to Nova Credit’s business operations.

Within the first month, you’ll

  • Get to know the Nova organizational structure, key agreements and legal processes used
  • Understand Nova’s business development lifecycle, legal involvement at various stages and ongoing agreement negotiation
  • Familiarize yourself with key regulatory and compliance frameworks
  • Get to know company working style, goals, mission and values
  • Connect with team members and key cross functional stakeholders

Within the first quarter, you’ll

  • Dive deep into Nova’s legal agreements and organizational structure
  • Begin to lead legal negotiations with customers hand in hand with our business development team
  • Lead review and negotiation of supplier and vendor agreements
  • Structure, draft, review and negotiate license agreements, letters of intent, term sheets or other contractual documents to support complex commercial initiatives
  • Legal review and comment on marketing and other promotional materials
  • Review, edit and negotiate documents like NDAs and vendor information forms
  • Get to know the credit reporting and analysis industry - including bureaus, financial institutions, credit providers and other fintechs
  • Analyze current contracts and advise business on key issues
  • Work with key stakeholders on ongoing company organizational management projects

Within the first year, you’ll

  • Independently lead legal negotiations with large financial institution partners
  • Become the go to resource for ad hoc legal questions, as well as become a thought partner for new ideas related to our go to market strategies
  • Help guide legal aspects of international expansion strategies
  • Primary resource for understanding current contractual obligations, interpreting contract questions and developing processes so that there is appropriate visibility into this across the organization;
  • Analyze our legal processes, identify issues and help the organization become more efficient and conduct applicable trainings
  • Continue to keep up on the industry and revise and update agreements where necessary
  • Work on cross-functional company initiatives and other special projects
  • Help us develop our legal organization as we expand into new regions

Your skillset

  • 4+ years of relevant legal experience in commercial contracting and corporate law; in-house experience, especially at a fintech or high-growth company, preferred
  • Proven experience negotiating complex commercial and transactional agreements especially with large financial institutions or other regulated enterprises
  • Exposure to a broad range of transactional agreements and structures
  • Experience with contracts for technology solutions
  • Admitted to CA or NY bar, or if admitted in another state, eligible to register as in-house counsel
  • Exposure to consumer financial products and key regulatory concerns

Everyone is welcome at Nova Credit. We are an equal opportunity employer where our diversity and inclusion are central pillars to our company strategy. We look for applicants who understand, embrace and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.