Financial Risk Manager - Japan

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 45+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to WorkTM. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Risk team sits at the very core of Revolut. Those special agents work across functions, products, and regions to monitor front-line performance and ensure that the business is on a safe footing. People in the Risk team are among the first in the company to get involved in new business initiatives, from App Technology, through Treasury and Finance, to Customer Support 💫

We’re looking for an experienced Financial Risk Manager who’ll be identifying, quantifying, and managing Revolut’s capital, liquidity, and market risks. A superstar to join the team which operates as a second line of defence and is responsible for ensuring that first-line businesses properly manage risks and controls.

Someone who’ll work closely with Treasury, Finance, Operations, Technology, and the broader Risk team to independently assess and oversee risk-taking activities.

Up for the challenge? Let’s get in touch 🚀

What you’ll be doing

• Setting standards for managing capital, liquidity, and market risks, including risk appetite and impact assessments/responses to changes in regulations
• Preparing the local ICAAP, ILAAP, Recovery plan, and other regulatory documents
• Developing and maintaining financial risk management policies, procedures, limits, stress testing capabilities, analytics, system support, and reporting infrastructure
• Engaging and challenging first-line businesses to identify, monitor, and govern emerging financial risks, including new product risk assessments
• Monitoring Revolut’s financial risk exposures against established internal and regulatory limits
• Investigating risk events, producing related MI reports, and escalating breaches to the appropriate committee
• Identifying key financial and non-financial risks that require capital allocation
• Building financial models and forecasting for capital planning, and enhancing existing models
• Proposing capital allocation limits and managing the approval process
• Establishing solid relationships with senior stakeholders to enforce risk management frameworks, identify emerging risks, and provide effective challenge

What you'll need

• 5+ years of proven experience in capital or liquidity risk management in financial services
• Knowledge and experience of capital and liquidity risk regulations, issues, and methodologies, including ICAAP, ILAAP, and Recovery Planning
• An understanding of global financial markets, products, and key capital risk drivers
• Expertise in risk-related regulations and their application/impact in the banking industry
• An understanding of various stress testing methodologies, along with practical experience in model development, implementation, and governance
• The ability to break complex problems into smaller ones and to enjoy working with data to facilitate your work
• The ability to work independently, exercise good judgement, and drive change
• Impeccable interpersonal and communication skills
• Fluency in English and Japanese

Nice to have

• Proficiency working with data using SQL
• A solid understanding of regulations within the Japanese financial services industry

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.
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