- Location
- Palo Alto
- Last Published
- Feb. 8, 2025
- Sector
- Fintech
Wealthfront is seeking a senior licensed mortgage loan originator to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.
Responsibilities
- Build rapport with clients to ensure we are identifying the solution that meets their needs.
- Build rapport with buyer and seller agents to increase company market presence and ensure we are meeting local market demands and nuances
- Use technology to guide clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.
- Provide exceptional client service while advising on the purchase or refinance process.
- Respond to potential inquiries from company-generated prospects.
- Achieve or exceed sales goals and objectives.
- Work closely with operations, compliance and technology teams to optimize the loan application and workflow.
- Ensure that all loans originate in full compliance with federal and state regulations.
- Maintain a pipeline of complex loan applications
- Review escalated objectives as tasks
- Participates in and leads proactive team efforts to achieve departmental and company goals
- Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
- Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
- Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
- Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
- Deep understanding of mortgage loan products and underwriting guidelines.
- Self-driven with the ability to work independently and collaboratively.
- Excellent organizational skills, able to set and meet deadlines in a high paced environment.
- Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
- Intellectually curious and interested in applying technology to enhance business processes.
- Prior experience in wholesale and/or correspondent channels
- Excellent communication skills focusing on both internal and external communications
- Openness to adapting to industry changes
Requirements
- Mortgage Loan Originator License in CO or TX
- 2 - 4 years of experience
- Strong knowledge of Conventional Conforming and Jumbo guidelines
- Solid understanding of state and federal lending regulations
- Extensive knowledge and understanding of customer service and intrapersonal best practices