Software Engineer - US Payment Methods

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission.

The North America Payment Methods team is at the heart of Wise’s mission, building and maintaining the most popular payment method used by US Wise customers – ACH. Our engineers are tasked with creating innovative solutions that make it easier for customers to use their accounts, while ensuring scalable and robust connections between banks and Wise.

This role will give you the opportunity to:

• Choose your own path to success – you’ll have the freedom to define the vision and the responsibility for making it happen.
• Be flexible in how and where you work; we understand everyone needs a little something different, so we’ll do our best to make it happen.
• Travel to the US to work closely with our team members there.
• Inspire teams with your ideas, knowledge, and self-starting attitude.

Key Responsibilities:

• Build out and maintain the most popular payment method used by US Wise customers (ACH).
• Innovate and create solutions to help customers use their accounts more easily.
• Build out and maintain the connections between banks and Wise, ensuring scalability and robustness across multiple integrations.
• Collaborate with our data science team to improve various ML models aimed at reducing chargebacks and fraud, ranging from simple static rules to sophisticated machine learning models.

A bit about you:

• You’re passionate about helping others and keen to roll up your sleeves and take ownership to drive company-wide impact
• A strong product mindset, you prioritize work with the customers in mind and make data-driven decisions
• Sense of ownership and great communication skills to drive projects across teams
• You have solid Java or Kotlin knowledge, experience with Spring framework and micro-service best practices
• You believe in and follow best coding practices, code reviews and open feedback
• You mentor and coach junior engineers, fostering their professional development and ensuring high-quality code standards across the team
• You enjoy writing testable code and believe in Test Driven Development
• Experience working with relational databases, query optimization and designing schemas
• You have strong communication skills and the ability to articulate complex and technical concepts across multiple teams
• You’re willing to travel and interested in working with and learning from our Engineers across our global offices
• You’re excited to work in a disruptive, fast-growing and fun environment

What We Offer:

• 💵 HUF 1,220,000 - HUF 1,620,000 salary/month
• 🚀 RSU's in a rapidly growing company
• 💪 An annual self-development budget
• 🩺 Medical insurance including GP care, hospitalisation and outpatient care and an annual health and dental screening
• 💝 Leisure card: We offer all employees a SZÉP card which can be used for accommodation, catering and leisure activities.
• 💻 Flexible working model – a mix of working from home and from the office
• ☀️ 20 days PTO, 15 sick days, 5 compassionate leave days, 3 paid “Me” days and a paid volunteer day, annually
• 🏝️ A paid 6-week sabbatical leave after four years
• 👶🏼 18-weeks of paid parental leave, after a year with us

Find out more about our benefits in our Budapest location.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.