Financial Products - Legal Counsel

Legal & Compliance · Paris office · Hybrid Financial Products - Legal Counsel

Our mission

Money sitting idle is money lost. We're fixing that.

Founded in 2023 by Antoine and Paul-Adrien, Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.

Two years after launch, we serve thousands ****of organizations across Europe and process hundreds of millions of euros in flows every month.

Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.

We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.

Spiko runs on excellence, transparency, and straight talk.

The role: Financial Products - Legal Counsel

You will report to the Head of Legal & Compliance. Your main missions will be:

Key Responsibilities

Partnership and distribution agreements

• You will negotiate various types of partnership and distribution agreements with distribution partners.

• Once the agreements are signed, you will be involved in the ongoing supervision of these distributors.

UCITS and AIF regulatory documentation

• You will be involved in the legal/regulatory design of the investment products that we distribute (mainly UCITS and AIFs).

• In relation with the asset managers of these products, you will maintain and update the regulatory documentation (i.e. prospectus, KID PRIIPS, marketing materials) and ensure their regulatory compliance.

UCITS and AIF marketing documentation

• You will draft the marketing guidelines that our sales and marketing teams will be expected to implement.

• You will also review and validate the marketing materials related to the UCITS and AIFs that we (or our sub-distributors) distribute.

Who we're looking for

Requirements (must-haves)

• Academic background: you graduated from a law university or a business school, ideally with a degree in banking and financial law.

• Experience: you have at least 4 years of experience in the legal department of a fintech or a banking/financial institution or an asset management company or the financial regulation department of a law firm.

• Knowledge of financial regulation: you have an expert knowledge of the main regulatory frameworks involved in the distribution of financial products (i.e. MIFID/MIFIR, UCITS, AIFMD, PRIIPS).

• Versatility: as one of the first members of our legal team, your role will involve the management of legal/regulatory compliance across several jurisdictions (e.g. in the context of our EU/EEA crossborder distribution) and several regulatory frameworks.

• Mindset: you’re highly ambitious and eager to be one of the first members of a team striving for excellence

• Excellent communication skills: Native French with excellent written skills, and professionally proficient in English.

Nice to have

• Experience with other regulatory frameworks that are relevant to Spiko (i.e. MiCA, anti-money laundering regulation, payment services) is a plus.

• Experience with DORA and GDPR is also nice to have.

• Experience in a fast growing fintech start-up environment.

What we offer

• 💰Compensation: €base salary depending on experience + Stock Options

• 📍 Office: in the heart of Paris

• 🏡 Remote work: up to 2 days per week and one full remote week per month

• 💻 The best tech for your job: latest-generation laptops and industry-leading software

• 🏥 Health insurance: 100% covered by Spiko

• 💳 Monthly Budget to cover different perks of choice

• 🚇 Transport: 50% of public transport pass covered or the Forfait Mobilités Durables (FMD)

• 👥 Referral Bonus

• 🎊 Social life: regular afterworks and biannual offsites

Our hiring process

• Screening Interview - 30 mins with Nathalie, Talent Acquisition

• Hiring Manager interview - 30 mins online or in-person with Victor, Head of Legal & Compliance

• Business Case: To work on at home and present online or in person

• Final in-person Interviews with the Founders

• Reference Check: we'll reach out to your references to gather further insights

• Offer 🎉

At Spiko, we hire for what you can bring - your skills, your judgment, your drive - not for what you look like, where you come from, or what your background is. We're committed to building a team that reflects the breadth of the customers we serve, and to creating an environment where everyone can do their best work. If something in this job description doesn't match your background perfectly but you believe you'd thrive in the role, we encourage you to apply anyway. Tell us why.

Département Legal & Compliance Locations Paris office Remote status Hybrid Contact Nathalie Tourbay Senior Talent Acquisition Manager – HR & TA Colleagues Victor Charpiat Head of Legal & Compliance Dorian OLIVIER Compliance Officer About Spiko Founded in 2023 Coworkers 25 Legal & Compliance · Paris office · Hybrid Financial Products - Legal Counsel